Student loan default
status can be fixed

If you are in default on your student loan and need help, we may have a solution for you.

Benefits

  • Stop harassing phone calls and letters from the collection agency in only a few days.
  • Restore your Title 4 rights so you can apply for Pell grants in the future.
  • Know when seizure of your tax refunds is cancelled.
  • Prevent your wages being garnished.
  • Restore your credit. Your defaulted loan will show on credit bureau records as
    "Paid in Full".
  • Doing the "right thing" will help you restore your self-esteem and feel like a
    responsible citizen. You don't have to be depressed about your student loans any more.

This is not a scam. It is not too good to be true. My real name and address is below. Please read my story. I have discovered a government program that is little known and relatively new as I write this in December 2009.This is not a student loan consolidation but rather an amazing, little-known government program. Learn how I have come up with an easy way cut through the government red tape so you can easily fix your student loan default.

Why am I putting this information on the internet?

It is because I believe I can help you, as I learned something valuable while helping a friend. My friend was being hounded by a collection agency trying to collect on her student loans that she could not pay. Her story might be like yours.

She owed on various student loans and went through a number of consolidations. The payments had just become too much for her and she quit paying. I guess she thought the debt might just go away if she ignored it. Sadly, she found that the collection agencies never quit and any tax refunds were being taken before she saw them. Her credit rating was ruined. As well, not thinking, she mentioned where she worked on her Facebook site. From this site, the collection agency learned where she worked and the next thing she knew her wages were being garnished. What a mess!

She went to see a bankruptcy attorney and discovered that even if she went into bankruptcy she would still owe her student loans.

One day, when I asked her why she was so depressed she told me her story. She is actually a good person who got into a financial mess because she gave up her job and spent her savings to help a family member who was in bad health. Now all she can find is a very low-paying, part-time job.

I am not a credit counselor, but as a businessperson with 30 years of experience building companies and solving problems, I thought there might be a solution. I do know how to research very well, how to find the right person to call for help, and I never give up until I have exhausted every possibility of finding a solution. I was determined to help my friend.

Today, my friend's loans have been renewed under a relatively new government program available to anyone in default on their student loans! This is NOT a private company loan program. This is not one of those 'consolidation' loans.

My friend now pays $5.00 per month on a $34,000 loan. If her income stays low she might make this payment for the next 25 years at which time the loan will be forgiven. Imagine that! Meanwhile, on her credit bureau it shows the old loan has been paid off and the new loan is being paid on time. Over a short period of time, her credit score should increase by 100 points or more!

Imagine reducing your previous payment amounts by as much as 95%!!

We make it easy

How is this possible? The information is available to anyone at no charge on the Internet. Off and on, I spent months on the Internet, researching websites, making phone calls to various government agencies, emailing, writing letters and filling out forms. I have learned how to cut through the government red tape and have created an easy to use, step by step guide for you to use. That's what I did for my friend with the $34,000 loan and now I'm ready to share it with you.

I now understand completely how to utilize this government program, fill out the forms correctly and get a new loan with a very low payment. I want to share this knowledge with others who need help getting out of student loan debt.

$49 is the cost of a guide I have written on how to get a new government loan with a monthly payment as low as $0. Yes, Zero dollars. Or, instead of buying my guide you can spend months cutting through all the red tape as I have done and save yourself $49.

If you want to do it the easy way, you can mail a check for $49 to me at the address below.

My guide is an easy to use, step by step guide that will provide you the name of the government program, relevant web sites, important phone numbers, email addresses and specific directions on how to complete the forms.

Apply directly to the government

You will apply directly through a government website. We do not ask you for any personal data. You should have a verbal approval within 2-3 weeks and final approval and documentation in approximately 4-6 weeks.

There is no application fee for the new loan. It is a government program and any financial terms for your new loan will be per the program guidelines.

Why wait? If you are in default on your student loans and don't have the income to make the payments then you should buy my guide NOW!!!

For only $49 you may be able to solve your student loan default. Please understand that there are no guarantees that the program in this guide will work for your situation, but thousands of people have used this government program to fix their student loan default problems. Even if you have been turned down for consolidations other times, this program may work for you. We have done all the work of assembling this information for you so you can use it right away. Isn't it worth $49 to buy our simple, easy-to-use guide and discover how to correct your student loan default?

How do you get the guide?

Simply mail a check! Please enclose an email address and your username and password will be sent via email 7 days after receiving your check.

Financial peace of mind can start NOW!

Mail a check for $49 payable to J. Livingstone, 2244 Faraday Avenue,
Carlsbad, CA 92008